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Loan officer salary in Florida

Updated October 31, 2026. Based on U.S. Bureau of Labor Statistics data. Published by Humblebee.

$71,090median pay per year in Florida, or $34.18 an hour, May 2025[1]
  1. $33,180lowest 10% earn less
  2. $49,20025th percentile
  3. $71,090median
  4. $100,55075th percentile
  5. $133,070top 10% earn more
Middle half of workers in the inner band[2]US median for this job, $76,690[3]

The median pay for loan officers in Florida was $71,090 a year in May 2025[1]. That was lower than the US median of $76,690[3].

Jobs in FL
18,830[4]
Rank by median pay
34 of 51[5]
Compared with US median
−7.3%[6]

How much do loan officers make in Florida?

The median wage for loan officers in Florida was $71,090 a year, or $34.18 an hour[1]. Half of these workers earned more and half earned less. The average was higher at $81,320 a year[7].

Across the US, the median for loan officers was $76,690 a year[3]. Florida's median was $5,600 (7.3%) lower[6]. Compared with all jobs in Florida, where the median was $47,880[8], loan officers earned $23,210 more[9]. Florida had the 34th highest median for this job out of the 50 states and DC with a published median[5].

At the low end, the lowest-paid 10% earned less than $33,180 a year[2]. At the high end, the top 10% earned more than $133,070[2]. Among metro areas, Homosassa Springs had the highest median at $78,410[10]. Lakeland-Winter Haven, one of the metros with the most loan officer jobs, had a median of $75,400[11]. OEWS counts wage and salary workers only. It leaves out the self-employed, and its wages do not include nonproduction bonuses or the cost of benefits like health insurance[12].

Florida vs US pay

Pay for loan officers in Florida next to the national figures[1][3].

FLUS
Median per year$71,090[1]$76,690[3]
Median per hour$34.18[1]$36.87[3]
Lowest 10% earn less than$33,180[2]$39,430[13]
Top 10% earn more than$133,070[2]$153,180[13]
Jobs18,830[4]274,330[3]

Pay by metro area in Florida

Metro areas in Florida with the most jobs for loan officers, and the median pay in each[11].

Metro areaMedian per yearJobs
Miami-Fort Lauderdale-West Palm Beach, FL[11]$71,5104,190
Tampa-St. Petersburg-Clearwater, FL$72,2203,850
Orlando-Kissimmee-Sanford, FL$67,4602,260
Jacksonville, FL$64,9602,140
Pensacola-Ferry Pass-Brent, FL$65,030790
Lakeland-Winter Haven, FL$75,400490
North Port-Bradenton-Sarasota, FL$62,210430
Cape Coral-Fort Myers, FL$72,770400

Pay in nearby states

Median pay for loan officers in the states that border Florida, highest first[14].

StateMedian per yearJobs
Georgia[14]$68,4909,540
Alabama$66,7105,050

Median pay for loan officers in every state

Job outlook and training

Across the US, jobs for loan officers are projected to grow 1.1% from 2025 to 2035[15]. BLS does not publish this projection by state. The typical education for entry is: bachelor's degree[16].

How to become one: steps, training and duties

Frequently asked questions

How much does a loan officer make in Florida?
The median wage for loan officers in Florida was $71,090 a year in May 2025[1]. The average was $81,320 a year[7].
How much does a loan officer make an hour in Florida?
The median hourly wage for loan officers in Florida was $34.18[1]. The 10th percentile hourly wage was $15.95[17].
Which city in Florida pays loan officers the most?
Homosassa Springs had the highest median annual wage among Florida metro areas with a published median, at $78,410[10].
Is Florida a good state for loan officers?
Florida had the 34th highest median annual wage for loan officers out of the 50 states and DC with a published median[5]. Its median was $5,600 (7.3%) lower than the US median[6].
What do you need to become a loan officer in Florida?
Across the US, the typical path into this job is a bachelor's degree, less than 5 years of related work experience, and moderate-term on-the-job training[16]. This is a US figure, not a Florida one.

Facts and sources

  1. BLS OEWS, May 2025: the median wage for Loan Officers in Florida was $71,090 per year and $34.18 per hour. Half of these workers earned more and half earned less. BLS OEWS, May 2025
  2. BLS OEWS, May 2025, annual wage percentiles for Loan Officers in Florida: 10th percentile $33,180, 25th percentile $49,200, 75th percentile $100,550, 90th percentile $133,070. The 10th percentile means 10% of workers earned less, the 90th means 10% earned more. BLS OEWS, May 2025
  3. BLS OEWS, May 2025: the median wage for Loan Officers in the US as a whole was $76,690 per year and $36.87 per hour, with about 274,330 jobs nationwide. BLS OEWS, May 2025
  4. BLS OEWS, May 2025: about 18,830 people worked as Loan Officers in Florida (wage and salary jobs, not counting self-employed workers). BLS OEWS, May 2025
  5. BLS OEWS, May 2025: Florida had the 34th highest median annual wage for Loan Officers out of the 50 states and DC with a published median. BLS OEWS, May 2025
  6. CareerFacts calculation from BLS OEWS, May 2025: the median annual wage for Loan Officers in Florida ($71,090) was $5,600 (7.3%) lower than the US median ($76,690). BLS OEWS, May 2025
  7. BLS OEWS, May 2025: the mean (average) wage for Loan Officers in Florida was $81,320 per year and $39.10 per hour. BLS OEWS, May 2025
  8. BLS OEWS, May 2025: the median annual wage for all occupations in Florida was $47,880. BLS OEWS, May 2025
  9. CareerFacts calculation from BLS OEWS, May 2025: the median annual wage for Loan Officers in Florida was $23,210 higher than the median for all occupations in the state ($47,880). BLS OEWS, May 2025
  10. BLS OEWS, May 2025: of the 21 metro areas in or partly in Florida with a published median for Loan Officers, Homosassa Springs, FL had the highest median annual wage, $78,410. BLS OEWS, May 2025
  11. Metro areas with the most jobs in this occupation, with median annual wage, May 2025 (table on this page). BLS OEWS, May 2025
  12. BLS OEWS FAQ: OEWS covers part-time and full-time workers paid a wage or salary. It does not cover the self-employed, owners and partners in unincorporated firms, household workers or unpaid family workers. OEWS wages do not include nonproduction bonuses or employer costs of benefits such as health insurance or retirement contributions. BLS OEWS, May 2025
  13. BLS OEWS, May 2025, annual wage percentiles for Loan Officers in the US: 10th percentile $39,430, 25th percentile $52,730, 75th percentile $104,080, 90th percentile $153,180. BLS OEWS, May 2025
  14. BLS OEWS, May 2025, median annual wage for Loan Officers in states that border Florida (highest first): Georgia $68,490; Alabama $66,710. BLS OEWS, May 2025
  15. BLS Employment Projections (US, not by state): employment of Loan Officers is projected to grow 1.1% nationwide from 2025 to 2035, with about 17,100 openings a year on average. All occupations are projected to grow 3.5%. BLS Employment Projections
  16. BLS Employment Projections (US, not by state), typical path into Loan Officers: education needed for entry: Bachelor's degree; work experience in a related occupation: Less than 5 years; typical on-the-job training: Moderate-term on-the-job training. BLS Employment Projections
  17. BLS OEWS, May 2025, hourly wage percentiles for Loan Officers in Florida: 10th percentile $15.95, 25th percentile $23.65, 75th percentile $48.34, 90th percentile $63.98. BLS OEWS, May 2025

State figures cover only Florida. Job outlook and entry requirements are national (US) figures: BLS does not publish them by state in our sources. Figures labelled “CareerFacts calculation” are simple differences between the BLS numbers shown.