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Loan officer salary in North Carolina
- $43,270lowest 10% earn less
- $57,68025th percentile
- $75,920median
- $100,55075th percentile
- $130,480top 10% earn more
The median pay for loan officers in North Carolina was $75,920 a year in May 2025[1]. That was 1.0% lower than the US median[6].
How much do loan officers make in North Carolina?
Loan officers in North Carolina had a median wage of $75,920 a year, or $36.50 an hour[1]. Half of them earned more and half earned less. The average was higher at $84,160 a year[7]. Across the US, the median was $76,690[3], so North Carolina sat $770 below it[6]. All jobs in the state had a median of $47,970[8], and loan officers earned $27,950 more than that[9].
The lowest-paid 10% of loan officers in the state earned less than $43,270 a year, and the highest-paid 10% earned more than $130,480[2]. The middle band ran from $57,680 at the 25th percentile to $100,550 at the 75th[2].
By metro area, Wilmington, NC had the highest median at $82,340[10]. Charlotte-Concord-Gastonia, NC-SC had 4,080 jobs, with a median of $78,200[11]. Raleigh-Cary, NC had a median of $77,330[11]. OEWS counts wage and salary workers, so self-employed people and business owners are left out. It also leaves out nonproduction bonuses and the cost of benefits like health insurance[12].
North Carolina vs US pay
Pay for loan officers in North Carolina next to the national figures[1][3].
Pay by metro area in North Carolina
Metro areas in North Carolina with the most jobs for loan officers, and the median pay in each[11]. A metro area that crosses state lines is counted as a whole.
| Metro area | Median per year | Jobs |
|---|---|---|
| Charlotte-Concord-Gastonia, NC-SC[11] | $78,200 | 4,080 |
| Raleigh-Cary, NC | $77,330 | 1,560 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | $64,080 | 1,260 |
| Greensboro-High Point, NC | $58,400 | 970 |
| Wilmington, NC | $82,340 | 520 |
| Durham-Chapel Hill, NC | $64,130 | 360 |
| Winston-Salem, NC | $73,070 | 300 |
| Asheville, NC | $76,070 | 190 |
Pay in nearby states
Median pay for loan officers in the states that border North Carolina, highest first[14].
| State | Median per year | Jobs |
|---|---|---|
| Virginia[14] | $78,320 | 8,790 |
| Georgia | $68,490 | 9,540 |
| South Carolina | $63,220 | 4,140 |
| Tennessee | $62,800 | 6,510 |
Job outlook and training
Across the US, jobs for loan officers are projected to grow 1.1% from 2025 to 2035[15]. BLS does not publish this projection by state. The typical education for entry is: bachelor's degree[16].
Frequently asked questions
- How much does a loan officer make in North Carolina?
- The median wage for loan officers in North Carolina was $75,920 a year in May 2025[1]. The average was $84,160 a year[7].
- How much does a loan officer make an hour in North Carolina?
- The median was $36.50 an hour[1]. The 10th percentile was $20.80 an hour and the 90th percentile was $62.73[17].
- Which city in North Carolina pays loan officers the most?
- Wilmington, NC had the highest median annual wage for loan officers, at $82,340[10]. Charlotte-Concord-Gastonia, NC-SC followed in this list of larger metros with $78,200[11].
- Is North Carolina a good state for loan officers?
- North Carolina had the 26th highest median annual wage for loan officers among the 50 states and DC[5]. Its median was 1.0% lower than the US median[6]. Loan officer jobs also made up a larger share of all jobs in the state than in the US as a whole[18].
- What do you need to become a loan officer in North Carolina?
- This is a US figure, not a state one. Across the US, the typical entry path is a bachelor's degree, less than 5 years of related work experience, and moderate-term on-the-job training[16].
Facts and sources
- BLS OEWS, May 2025: the median wage for Loan Officers in North Carolina was $75,920 per year and $36.50 per hour. Half of these workers earned more and half earned less. BLS OEWS, May 2025
- BLS OEWS, May 2025, annual wage percentiles for Loan Officers in North Carolina: 10th percentile $43,270, 25th percentile $57,680, 75th percentile $100,550, 90th percentile $130,480. The 10th percentile means 10% of workers earned less, the 90th means 10% earned more. BLS OEWS, May 2025
- BLS OEWS, May 2025: the median wage for Loan Officers in the US as a whole was $76,690 per year and $36.87 per hour, with about 274,330 jobs nationwide. BLS OEWS, May 2025
- BLS OEWS, May 2025: about 10,700 people worked as Loan Officers in North Carolina (wage and salary jobs, not counting self-employed workers). BLS OEWS, May 2025
- BLS OEWS, May 2025: North Carolina had the 26th highest median annual wage for Loan Officers out of the 50 states and DC with a published median. BLS OEWS, May 2025
- CareerFacts calculation from BLS OEWS, May 2025: the median annual wage for Loan Officers in North Carolina ($75,920) was $770 (1.0%) lower than the US median ($76,690). BLS OEWS, May 2025
- BLS OEWS, May 2025: the mean (average) wage for Loan Officers in North Carolina was $84,160 per year and $40.46 per hour. BLS OEWS, May 2025
- BLS OEWS, May 2025: the median annual wage for all occupations in North Carolina was $47,970. BLS OEWS, May 2025
- CareerFacts calculation from BLS OEWS, May 2025: the median annual wage for Loan Officers in North Carolina was $27,950 higher than the median for all occupations in the state ($47,970). BLS OEWS, May 2025
- BLS OEWS, May 2025: of the 16 metro areas in or partly in North Carolina with a published median for Loan Officers, Wilmington, NC had the highest median annual wage, $82,340. BLS OEWS, May 2025
- Metro areas with the most jobs in this occupation, with median annual wage, May 2025 (table on this page). BLS OEWS, May 2025
- BLS OEWS FAQ: OEWS covers part-time and full-time workers paid a wage or salary. It does not cover the self-employed, owners and partners in unincorporated firms, household workers or unpaid family workers. OEWS wages do not include nonproduction bonuses or employer costs of benefits such as health insurance or retirement contributions. BLS OEWS, May 2025
- BLS OEWS, May 2025, annual wage percentiles for Loan Officers in the US: 10th percentile $39,430, 25th percentile $52,730, 75th percentile $104,080, 90th percentile $153,180. BLS OEWS, May 2025
- BLS OEWS, May 2025, median annual wage for Loan Officers in states that border North Carolina (highest first): Virginia $78,320; Georgia $68,490; South Carolina $63,220; Tennessee $62,800. BLS OEWS, May 2025
- BLS Employment Projections (US, not by state): employment of Loan Officers is projected to grow 1.1% nationwide from 2025 to 2035, with about 17,100 openings a year on average. All occupations are projected to grow 3.5%. BLS Employment Projections
- BLS Employment Projections (US, not by state), typical path into Loan Officers: education needed for entry: Bachelor's degree; work experience in a related occupation: Less than 5 years; typical on-the-job training: Moderate-term on-the-job training. BLS Employment Projections
- BLS OEWS, May 2025, hourly wage percentiles for Loan Officers in North Carolina: 10th percentile $20.80, 25th percentile $27.73, 75th percentile $48.34, 90th percentile $62.73. BLS OEWS, May 2025
- BLS OEWS, May 2025: North Carolina had 2.165 Loan Officers jobs per 1,000 jobs in the state. Its location quotient was 1.23: this job makes up a larger share of all jobs in the state than in the US as a whole. BLS OEWS, May 2025