CareerFacts

All careers › Loan Officers › Texas

Loan officer salary in Texas

Updated October 30, 2026. Based on U.S. Bureau of Labor Statistics data. Published by Humblebee.

$66,370median pay per year in Texas, or $31.91 an hour, May 2025[1]
  1. $34,150lowest 10% earn less
  2. $48,03025th percentile
  3. $66,370median
  4. $95,77075th percentile
  5. $135,280top 10% earn more
Middle half of workers in the inner band[2]US median for this job, $76,690[3]

The median pay for loan officers in Texas was $66,370 a year in May 2025[1]. That was $10,320 lower than the US median[6].

Jobs in TX
21,200[4]
Rank by median pay
40 of 51[5]
Compared with US median
−13.5%[6]

How much do loan officers make in Texas?

Half of loan officers in Texas earned more than $66,370 a year, or $31.91 an hour, and half earned less[1]. The average was higher, at $79,410 a year[7]. Across the US, the median for loan officers was $76,690[3]. Texas came in 13.5% lower[6] and ranked 40th out of the 50 states and DC for median pay in this job[5]. Compared with all jobs in Texas, where the median was $48,620[8], loan officers earned $17,750 more[9].

Pay spreads out a lot. The lowest-paid 10% earned less than $34,150, while the highest-paid 10% earned more than $135,280[2]. The top quarter earned more than $95,770[2].

Among metro areas, Dallas-Fort Worth-Arlington had the highest median, $73,930[10]. Houston-Pasadena-The Woodlands had a median of $67,560 and Austin-Round Rock-San Marcos had $59,210[11]. These figures cover wage and salary workers only. They leave out the self-employed and do not include bonuses or the cost of benefits[12].

Texas vs US pay

Pay for loan officers in Texas next to the national figures[1][3].

TXUS
Median per year$66,370[1]$76,690[3]
Median per hour$31.91[1]$36.87[3]
Lowest 10% earn less than$34,150[2]$39,430[13]
Top 10% earn more than$135,280[2]$153,180[13]
Jobs21,200[4]274,330[3]

Pay by metro area in Texas

Metro areas in Texas with the most jobs for loan officers, and the median pay in each[11].

Metro areaMedian per yearJobs
Dallas-Fort Worth-Arlington, TX[11]$73,9308,370
Houston-Pasadena-The Woodlands, TX$67,5603,410
Austin-Round Rock-San Marcos, TX$59,2101,890
San Antonio-New Braunfels, TX$66,8101,510
El Paso, TX$58,910370
Lubbock, TX$63,520280
Corpus Christi, TX$55,530250
McAllen-Edinburg-Mission, TX$61,500250

Pay in nearby states

Median pay for loan officers in the states that border Texas, highest first[14].

StateMedian per yearJobs
Oklahoma[14]$72,9904,100
Arkansas$70,2602,610
New Mexico$62,6101,140
Louisiana$61,1102,810

Median pay for loan officers in every state

Job outlook and training

Across the US, jobs for loan officers are projected to grow 1.1% from 2025 to 2035[15]. BLS does not publish this projection by state. The typical education for entry is: bachelor's degree[16].

How to become one: steps, training and duties

Frequently asked questions

How much does a loan officer make in Texas?
The median pay for loan officers in Texas was $66,370 a year in May 2025[1]. The average was $79,410[7].
How much does a loan officer make an hour in Texas?
The median was $31.91 an hour[1]. The lowest-paid 10% earned less than $16.42 an hour[2][17]. The highest-paid 10% earned more than $65.04[2][17].
Which city in Texas pays loan officers the most?
Dallas-Fort Worth-Arlington had the highest median among Texas metro areas with published figures, at $73,930 a year[10].
Is Texas a good state for loan officers?
Texas had the 40th highest median pay for loan officers out of the 50 states and DC[5]. The Texas median was $10,320 lower than the US median[6].
What do you need to become a loan officer in Texas?
These are US figures, not Texas ones. Across the US, the typical path starts with a bachelor's degree, less than 5 years of related work experience and moderate-term on-the-job training[16].

Facts and sources

  1. BLS OEWS, May 2025: the median wage for Loan Officers in Texas was $66,370 per year and $31.91 per hour. Half of these workers earned more and half earned less. BLS OEWS, May 2025
  2. BLS OEWS, May 2025, annual wage percentiles for Loan Officers in Texas: 10th percentile $34,150, 25th percentile $48,030, 75th percentile $95,770, 90th percentile $135,280. The 10th percentile means 10% of workers earned less, the 90th means 10% earned more. BLS OEWS, May 2025
  3. BLS OEWS, May 2025: the median wage for Loan Officers in the US as a whole was $76,690 per year and $36.87 per hour, with about 274,330 jobs nationwide. BLS OEWS, May 2025
  4. BLS OEWS, May 2025: about 21,200 people worked as Loan Officers in Texas (wage and salary jobs, not counting self-employed workers). BLS OEWS, May 2025
  5. BLS OEWS, May 2025: Texas had the 40th highest median annual wage for Loan Officers out of the 50 states and DC with a published median. BLS OEWS, May 2025
  6. CareerFacts calculation from BLS OEWS, May 2025: the median annual wage for Loan Officers in Texas ($66,370) was $10,320 (13.5%) lower than the US median ($76,690). BLS OEWS, May 2025
  7. BLS OEWS, May 2025: the mean (average) wage for Loan Officers in Texas was $79,410 per year and $38.18 per hour. BLS OEWS, May 2025
  8. BLS OEWS, May 2025: the median annual wage for all occupations in Texas was $48,620. BLS OEWS, May 2025
  9. CareerFacts calculation from BLS OEWS, May 2025: the median annual wage for Loan Officers in Texas was $17,750 higher than the median for all occupations in the state ($48,620). BLS OEWS, May 2025
  10. BLS OEWS, May 2025: of the 24 metro areas in or partly in Texas with a published median for Loan Officers, Dallas-Fort Worth-Arlington, TX had the highest median annual wage, $73,930. BLS OEWS, May 2025
  11. Metro areas with the most jobs in this occupation, with median annual wage, May 2025 (table on this page). BLS OEWS, May 2025
  12. BLS OEWS FAQ: OEWS covers part-time and full-time workers paid a wage or salary. It does not cover the self-employed, owners and partners in unincorporated firms, household workers or unpaid family workers. OEWS wages do not include nonproduction bonuses or employer costs of benefits such as health insurance or retirement contributions. BLS OEWS, May 2025
  13. BLS OEWS, May 2025, annual wage percentiles for Loan Officers in the US: 10th percentile $39,430, 25th percentile $52,730, 75th percentile $104,080, 90th percentile $153,180. BLS OEWS, May 2025
  14. BLS OEWS, May 2025, median annual wage for Loan Officers in states that border Texas (highest first): Oklahoma $72,990; Arkansas $70,260; New Mexico $62,610; Louisiana $61,110. BLS OEWS, May 2025
  15. BLS Employment Projections (US, not by state): employment of Loan Officers is projected to grow 1.1% nationwide from 2025 to 2035, with about 17,100 openings a year on average. All occupations are projected to grow 3.5%. BLS Employment Projections
  16. BLS Employment Projections (US, not by state), typical path into Loan Officers: education needed for entry: Bachelor's degree; work experience in a related occupation: Less than 5 years; typical on-the-job training: Moderate-term on-the-job training. BLS Employment Projections
  17. BLS OEWS, May 2025, hourly wage percentiles for Loan Officers in Texas: 10th percentile $16.42, 25th percentile $23.09, 75th percentile $46.04, 90th percentile $65.04. BLS OEWS, May 2025

State figures cover only Texas. Job outlook and entry requirements are national (US) figures: BLS does not publish them by state in our sources. Figures labelled “CareerFacts calculation” are simple differences between the BLS numbers shown.